The Importance of a Strategic Plan in Creative Businesses: Blogging, Videos, Books, Pinterest, and Print-on-Demand

How To Make The Greatest Comeback Of Your Life
In his video
0:00 Why Most People Feel Lost
1:28 How To Figure Out What You Want In Life
7:49 Nature’s Compass
15:10 How To Make The Greatest Comeback Of Your Life
18:14 Get Mad At Where You Are
20:14 Disappear For 3 Months
22:51 If It’s Wasn’t A Mistake, You Didn’t Learn A Thing

THE MOST IMPORTANT THING I LEARNED FROM DAN'S VIDEO WAS.....

To disappear for 2-3 months and build it already, please

Been working on getting all the blogs set up so we can be on a better schedule

So, stick around we'll be back on/around January 20, 2025

Click here to read about Dan Koe

We didn't have a Blog Planner to start, but should have! Here's one you might want

Click here to get The Blog Planner Template

The Blog Planner Canva Templates will help you manage your blog like a pro! Use these Blogging Planner Templates to create a Blog Content Calendar. Learn Blogging How To by using this planner along with other blogging research. Create your ultimate Blogging Kit which includes a Blog Post Template, blogging calendars, trackers, checklists, and more! The Canva templates come in a bright design, but you can change everything in these templates from fonts, colors, elements, shapes, layouts, and more! All you need is a free Canva account!

What is included:

• 143 total sheets/templates to edit in Canva

• Design: Bright

• Size: A4 + US letter

The templates include the following:

THE BLOG PLANNER (35 SHEETS/TEMPLATES):

• Blog post planner

• Weekly planner

• Monthly planner

• Year at a glance

• Year at a glance (blank)

• List of blog posts

• Title generator

• Top 10 blog posts (info sheet)

• Weekly blog stats

• Monthly blog stats

• Annual blog stats

• Plugin manager sheet

• Blog sharing cheat sheet

• Blog post checklist

• Monthly blogging goals overview

• Monthly blogging goals by task

• 3 month blogging goals

• Annual blogging goals

• 3 month blog review

• Affiliate programs

• Affiliates worksheet

• Ads tracker

• Sponsored posts tracker (incoming + outgoing)

• Guest posts tracker (incoming + outgoing)

• Password keeper

• Competitions + Giveaways sheet

• Weekly to do list

• Blog habit tracker

• Blog maintenance checklist

• Freebies to offer checklist

• Places to share checklist

• High quality blog post checklist

• Blog research worksheet

2 x EDITABLE WORKBOOKS:

• Blog Business Plan Workbook (46 sheets/templates)

• Blog Growth Workbook (39 sheets/templates)

7 x BONUS TEMPLATES:

• Social media schedule

• Editorial calendar (2 sheets/templates)

• Blog budget worksheet

• 7-Step blog checklist (4 sheets/templates)

• Blog branding checklist

• Motivational sheets (quotes, worksheet, blog affirmations) (5 sheets/templates)

• Email newsletter ideas (9 sheets/templates)

Starting a business in today’s digital age can feel exhilarating. With platforms like blogs, YouTube, Pinterest, and print-on-demand services at your fingertips, the opportunities for creativity and entrepreneurship are virtually limitless. However, while the excitement of launching your venture may tempt you to jump in headfirst, taking the time to create a strategic plan is crucial for long-term success. This post will explore the importance of having a solid plan when starting a multifaceted business and the potential pitfalls of diving in without one.

Understanding the Landscape

Before you start crafting content or designing products, it’s essential to understand the landscape in which you’ll be operating. Each component of your business—whether it’s a blog, video content, books, Pinterest strategy, or print-on-demand merchandise—requires a different approach and strategy.

Blogging

Blogging is a cornerstone for many online businesses. It serves as a platform for sharing ideas, establishing authority, and attracting an audience. A well-structured blog can drive traffic and engagement, leading to monetization opportunities such as affiliate marketing or sponsored posts. However, without a clear plan for topics, posting frequency, SEO optimization, and audience engagement, your blog may struggle to gain traction.

Video Content

Video content is becoming increasingly important in capturing audience attention. Platforms like YouTube and Instagram provide opportunities to connect visually with your audience. However, creating videos without a content plan can lead to inconsistency in messaging and branding. A strategic plan helps you outline your goals, define your target audience, and decide on video formats, lengths, and promotional strategies.

Books

If you’re considering writing books, whether eBooks or print, a plan is essential for success. You’ll need to determine your niche, research your audience, outline your content, and establish a timeline for writing and publishing. Without a clear roadmap, you may find yourself lost in the writing process or produce a book that doesn’t resonate with your intended audience.

Pinterest Strategy

Pinterest is a powerful platform for driving traffic to your content and products. A strategic approach is necessary to create visually appealing pins and optimize them for search. Planning involves understanding your target demographic, researching trending topics, and scheduling regular pinning to keep your content in front of potential readers or customers.

Print-on-Demand Products

Print-on-demand services allow you to create custom products without upfront costs, but they also require a well-thought-out plan. From product selection to design and marketing, each step needs careful consideration. Without a strategy, you may end up creating items that don’t appeal to your audience or fail to effectively market them.

The Risks of Jumping In Without a Plan

While the allure of starting immediately can be tempting, the risks associated with jumping in without a plan can be significant:

Lack of Direction

Without a strategic plan, you may find yourself aimlessly creating content without a clear focus. This lack of direction can dilute your brand message and confuse your audience, making it harder to build a loyal following.

Inconsistent Branding

A well-defined plan helps maintain consistency in your branding across all platforms. If you’re creating content without a cohesive strategy, you might send mixed messages that can alienate potential customers.

Wasted Resources

Starting a business requires time and financial investment. Without a plan, you risk wasting resources on ineffective strategies or products that don’t align with your goals. For instance, creating multiple products without researching your market can lead to unsold inventory and financial losses.

Missed Opportunities

A strategic plan allows you to identify and capitalize on opportunities as they arise. Whether it’s collaborating with other creators, leveraging trends, or expanding into new markets, a well-laid plan helps you stay agile and responsive.

Burnout

Jumping in without a plan can lead to burnout. The pressure to constantly create content without a clear roadmap can be overwhelming, leading to fatigue and a decline in the quality of your work. A strategic plan provides a structured approach that balances creativity with sustainability.

Crafting Your Strategic Plan

Creating a strategic plan for your multifaceted business doesn’t have to be daunting. Here’s a step-by-step guide to help you get started:

1. Define Your Vision and Goals

Begin by clarifying your vision for the business. What do you want to achieve? Set specific, measurable, attainable, relevant, and time-bound (SMART) goals that align with your vision.

2. Research Your Audience

Understanding your target audience is crucial. Conduct market research to learn about their preferences, pain points, and behaviors. This knowledge will inform your content creation and marketing strategies.

3. Develop a Content Strategy

Outline the types of content you want to create across your platforms. For example, plan your blog topics, video ideas, and book outlines. Create a content calendar to keep your publishing schedule organized.

4. Establish Your Brand

Develop a cohesive brand identity that reflects your vision and resonates with your audience. This includes your brand voice, visual style, and messaging. Consistency is key across all platforms.

5. Create a Marketing Plan

Outline how you will promote your content and products. Consider social media strategies, email marketing, and collaborations to increase your reach.

6. Monitor and Adjust

As you implement your plan, regularly review your progress. Analyze what works and what doesn’t, and be prepared to adjust your strategies as needed.

Conclusion

In a world where creativity and entrepreneurship intersect, taking the time to develop a strategic plan is essential for success. Whether you’re blogging, creating videos, writing books, leveraging Pinterest, or exploring print-on-demand products, a thoughtful approach will guide you toward your goals. By understanding the risks of jumping in without a plan and embracing the structure that a strategic plan provides, you’ll position your business for long-term growth and success. Remember, it’s not just about starting; it’s about starting with intention.

Strict Rules U.S. Presidents Must Obey While In Office

Click here to read 10 Signs You're Dealing With a Malignant Narcissist
Malignant Narcissist: Traits, Signs, Causes, & How to Deal With One

Click here to read Lawmaker wounded at Jonestown massacre compares Trump to cult leader

Click here to read Congresswoman Jackie Speier, Jonestown Survivor: Trump Has “All the Trappings” of Being the Next Jim Jones
Featured in the new doc, 'Cult Massacre: One Day in Jonestown,' the Democratic politician warns: "I was in the House gallery when January 6 took place. I thought, 'Oh my God, I survived the jungles of Guyana, and I'm going to die in this tabernacle of democracy.'"

Click here to order Steven Hassan's book, "The Cult of Trump: A Leading Cult Expert Explains How the President Uses Mind Control"

Matthew 7:15
True and False Prophets
“Watch out for false prophets. They come to you in sheep’s clothing, but inwardly they are ferocious wolves."

Click here to order your Trump Products on CafePress

Click here to order your Trump Products on Zazzle

Click here to order your The Reckoning: Our Nation's Trauma and Finding a Way to Heal

Click here for order your Too Much and Never Enough: How My Family Created the World's Most Dangerous Man

Click here to order your Who Could Ever Love You: A Family Memoir

Click here to order your The Trump Indictments: The Historic Charging Documents with Commentary

Click here to read Understanding the Dynamics: Trump Supporters and Cult-like Behavior

Read More

What Consumers Can Do When UnitedHealth Faces Data Breaches and OTC Orders Are Affected by Walmart Partnership

UnitedHealthcare & Walmart OTC | Healthy Benefits Plus | Catalog

This is from a letter mom wrote to Walmart and cc'd UnitedHealth

Walmart Return Center
2301 Corporation Pkwy
Woodway, TX 76712

Dear Sirs
I just wrote this letter through the UnitedHealthcare website since you are their fulfillment center

https://healthybenefitsplus.com/HWPCard

December 2, 2024
All I get is the runaround on my inquiries. I also have to forfeit my benefits for EVERY ORDER THAT DOESN'T ARRIVE (THIS IS WHERE SHE FILLED IN HER NAZ AND DOB)
Order number: XYZ (Order number) and (was 23 days in Processing) DELIVERED DEC 2, 2024 - DESTROYED (2) boxes of oatmeal and 1 box of prunes
I have pics of the destroyed oatmeal boxes and the box of prunes

DON'T WRITE ASKING FOR MY NAME, DOB & ADDRESS. I'M GIVING IT TO YOU NOW, YET I GET NO REPLIES ON STATUS OF THESE ORDERS. (She'd written them MULTIPLE times about her orders and they just gave her a canned reply, "Thank you for your message. We appreciate your question and we will work to address your concern. Your message is currently being reviewed by our support team. Look for an updated email response within 1-2 business days. Please note our regular business hours are Monday - Friday from 8:00 a.m. to 5:00 p.m. Central Time, excluding holidays" and then never reply)

FIX IT!

Sincerely,
C

The damaged items were

The damaged items were
(1) Great Value Unsweetened Pitted Prunes Canister, 16 oz
(2) Quaker Old Fashioned Oatmeal, Whole Grain, 42oz

As of December 4, 2024 these orders are still 'processing'

Order number: xyz (4 days in Processing)
Order number: xyz (56 days in Processing)
Order number xyz (72 days in Processing)

On another order this is how it arrived

I wrote to Nestle about the October 11, 2024 order and the damaged goods. They sent me some coupons for the coffee

What did WalMart or UnitedHealthcare do?

Nothing, nada, zilch, they ignored me

Please check into this and DO BETTER!

Sincerely,
C

Letters were sent to
Walmart Center
2301 Corporation Pkwy
Woodway, TX 76712
https://www.google.com/search?q=walmart+return+center+2301+Corporation+Pkwy%2C+Woodway%2C+TX+76712

Brian Thompson, CEO
UnitedHealth Group
P.O. Box 1459
Minneapolis, MN 55440-1459
https://www.unitedhealthgroup.com/uhg/our-leaders/brian-thompson.html

Doug McMillon, President and CEO
WalMart Corporate Headquarters
702 S.W. Eighth St
Bentonville, AR 72716
https://www.google.com/search?q=Doug+McMillon%2C+President+and+CEO

Click here to read Walmart and UnitedHealth Group Collaborate To Deliver Access to High-Quality, Affordable Health Care

Click here to read Healthy Food Benefit

Click here to read Walmart enlists UnitedHealth Group for 10-year value-based care partnership

Click here to read Walmart and UnitedHealth Group launch Medicare Advantage

United Health data breach worse than originally announced

United Healthcare CEO 'deeply sorry' for data breach
The CEO apologized while testifying before Congress about the breach.

UnitedHealth experienced a ransomware data breach in February 2024 that impacted its Change Healthcare unit:

When it happened
The breach was detected on February 21, 2024, and hackers had access to the system between February 12 and 20.

What was affected
The breach impacted the data of an estimated one-third of the American population, or around 110 million people. The data stolen could include:

Health insurance member IDs
Patient diagnoses
Treatment information
Social security numbers
Billing codes
Contact information, including names, phone numbers, and email addresses

What happened after the breach
UnitedHealth took action to prevent further data loss, including disconnecting and turning off its systems.

They also:
Notified customers of the breach
Issued billions of dollars in loans to providers
Established a dedicated call center to offer free credit monitoring and identity theft protections for two years
Communicated with law enforcement and regulators

The breach was carried out by a hacking group called ALPHV, also known as "BlackCat". The attack was the most significant cyberattack in U.S. health care history

Click here to read In the notice, Change Healthcare explains that the breach was detected on February 21, 2024, that hackers had access to its internal systems between February 12 and February 20, 2024, and on March 7, 2024, Change Healthcare confirmed that a substantial amount of data had been exfiltrated from its network

UnitedHealthcare experienced two data breaches in 2024:
Change Healthcare ransomware attack
A ransomware attack on UnitedHealthcare's subsidiary, Change Healthcare, occurred in February 2024: Detection: The breach was detected on February 21, 2024.

Hackers: Hackers gained access to Change Healthcare's systems between February 12 and 20, 2024
Data exfiltration: Hackers exfiltrated over 6 terabytes of sensitive data

Affected individuals: The total number of affected individuals is unknown, but it could be as many as 1 in 3 Americans, or more than 110 million

Cybercrime syndicate: The BlackCat ransomware gang, also known as ALPHV, orchestrated the attack

Aftermath: The attack disrupted the US healthcare sector
Sensitive provider information

UnitedHealthcare discovered that sensitive provider information was accessible through certain public-facing URLs

Investigation: The investigation determined that an unknown third party may have accessed the information on February 14, 2024, and between May 7 and 8, 2024

Click here to read UnitedHealth says data of 100 million stolen in Change Healthcare breach

Mom's been getting a LOT of suspicious calls since the data breaches. She has fun confronting them to the point they get so frustrated that she won't give them any information and they hang up on her (haha)

Click here to read UnitedHealth data breach caused by lack of multifactor authentication, CEO says

Click here to read UnitedHealth hires cybersecurity veteran as new CISO

In recent months, UnitedHealth has faced two significant data breaches, and its collaboration with Walmart for over-the-counter (OTC) orders has left many customers frustrated with undelivered items or damaged goods. These developments are understandably concerning for consumers, who rely on their health insurance provider and OTC benefits for security, convenience, and peace of mind. If you find yourself affected by either of these issues, here are some steps you can take to protect your information, ensure resolution, and hold both companies accountable

1. Secure Your Personal Information After a Data Breach

When a data breach occurs, your personal and medical information may be compromised. UnitedHealth, as a health insurance provider, holds sensitive data about its members. If you've been affected by one of the recent breaches, take immediate action to secure your information:

Monitor Your Accounts: Regularly check your bank accounts, credit cards, and any accounts related to your health insurance. Look for unusual activity such as unauthorized charges or requests for services you didn’t initiate.

Place Fraud Alerts: Consider placing fraud alerts with credit bureaus (Equifax, TransUnion, and Experian) to prevent identity theft. This alert will notify creditors to take extra steps in verifying your identity before granting credit.

Consider a Credit Freeze: If you suspect your information has been stolen or misused, a credit freeze will make it difficult for identity thieves to open new accounts in your name.

Request a Copy of Your Medical Records: You are entitled to a copy of your medical records. If the breach affected your healthcare information, requesting these records can help you track any discrepancies or unauthorized medical claims made in your name.

File a Complaint: Report the breach to the Federal Trade Commission (FTC) at IdentityTheft.gov and the Department of Health and Human Services if your health information was compromised. Filing a complaint helps authorities track data breaches and take appropriate action.

2. Address OTC Order Issues with Walmart Partnership

UnitedHealth’s collaboration with Walmart for OTC orders, such as medications and health products, has been plagued by delays, undelivered items, and damaged goods. Here’s how you can address these issues:

Contact Customer Support Immediately: If your OTC order is delayed, undelivered, or damaged, your first step should be to contact Walmart’s customer service. Be sure to document the issue by taking photos of any damaged items and noting the order number and any correspondence.

File a Claim for Damaged Goods: Many companies have a process for handling claims regarding damaged items. Walmart may offer a refund, replacement, or reimbursement for any goods that arrive broken or unusable.

Utilize Online Order Tracking: Walmart’s website or app usually provides order tracking. Check for any status updates to ensure the items are being processed or if there have been issues with the shipment. This can also help you understand if delays are due to logistical problems.

Ask for Compensation:If delays or damage cause significant inconvenience, don’t hesitate to ask for compensation. Whether through a partial refund, discount, or free shipping, it’s reasonable to request restitution for the inconvenience, especially when you're relying on these products for health needs.

3. Consider Legal Action if Necessary

If both the data breach and order issues aren’t resolved satisfactorily, consumers may need to take further steps. Consult with an attorney to discuss possible legal actions, such as class-action lawsuits related to the breach or contractual issues with Walmart regarding undelivered or damaged goods.

4. Stay Informed and Proactive

Ultimately, staying informed is key. Follow any official communications from UnitedHealth and Walmart regarding the status of the breach or order delays. Being proactive with your personal security and communicating with both companies about the status of your orders or account issues can help mitigate the damage caused by these setbacks.

In the face of these challenges, consumers must take the necessary steps to protect their privacy and ensure their orders are delivered as promised. Holding companies accountable and being vigilant about personal security will help reduce the impact of these incidents.

Video from Pubity at https://www.tiktok.com/@pubity

EVERY senior community needs an inoperable car with working radio in their parking lot. That way the senior can sit in it rocking out for the memories. For some that might be the only joy they have in life, especially if their families have taken them to senior communities or nursing homes and rarely, if ever, visit.

We think ALL HUD housing needs Solar. Just think of all the money they'd save the government!

Susan Auslander, age 89, Spearheaded a Solar-Energy Drive in Connecticut and it worked!

An octogenarian Hunter College alumna has spearheaded a successful drive to install solar panels throughout her Connecticut retirement community — and she’s just getting started.

(This was not for low income housing, but it could be.)

CLICK HERE TO READ WHAT SHE DID

Her Retirement Home Said ‘No’ to Solar Panels. She Got It to Buy 1,344.
In what seemed like a futile fight with her retirement community’s management, Susan Auslander, just shy of 90, found an opening.
CLICK HERE TO READ MORE ABOUT WHAT Susan Auslander did

Things my mom did when she lived in MN before she came back home to Colorado (Click news article name to read more.)

Got a bus stop at the library
and
Marshall woman petitions to have bus stop at library

Helped turn ALL HUD housing into non-smoking
Another game-changer in the works to eliminate smoking
and
HUD SECRETARY CASTRO ANNOUNCES PUBLIC HOUSING TO BE SMOKE-FREE
New rule protects health and safety of residents, saves PHAs millions of dollars in preventable damage

Nov 30, 2016
According to the Centers for Disease Control and Prevention (CDC), HUD's national smoke-free policy will save public housing agencies $153 million every year in repairs and preventable fires, including $94 million in secondhand smoke-related health care, $43 million in renovation of smoking-permitted units, and $16
https://archives.hud.gov/news/2016/pr16-184.cfm#:~:text=According%20to%20the%20Centers%20for,smoking%2Dpermitted%20units%2C%20and%20%2416

(Just think of how much it would save our government to add solar to HUD/low income housing!)

How To Use The Internet To Pay For Your Dental Bills

This is how mom got the funds to finance some of her dental work 8 years ago

(THE LINKS THEY TALK ABOUT FOR MOM ARE NO LONGER VALID - THIS WAS FILMED 8 YEARS AGO)

This is mom's interview on a National podcast. She was also interviewed by NBC National News about the harassment and stalking she's endured in 1994. It's off-and-on to this day, December 13, 2023.

Read More

The Flowbee Haircutting System: A Convenient and Affordable Solution for Everyone

Why Flowbees, the 1980s Vacuum Hair Trimmer, Are Selling Out Now
When George Clooney mentioned on “Jimmy Kimmel Live” that he'd been cutting his own hair during the COVID-19 pandemic with a device called a Flowbee, many didn't believe it. But Clooney’s shoutout has made the 1980s hair appliance hot again. The device is a hair trimmer that hooks up to a vacuum cleaner. It’a popularity peaked during the 1980s, but it’s now making a comeback. With so many barbers and hair salons closed during the pandemic, people are turning to the Flowbee to cut their own hai

Mom's used a Flowbee for YEARS! She's saved $25+ per month on haircuts since. She can't go to salons, because of her allergies so she got a Flowbee. She's also disabled. George Clooney even uses one. Cut Your Hairs in Minutes :- Flowbee haircutting kit enables you to enjoy salon-quality haircuts at home within minutes. Works with Most Vacuums with Ease :- Flowbee works with most of the vacuums you already have, however you can buy Flowbee Super mini Vac also to use with our Flowbee Hair Cutting System.

Click here to buy your Flowbee Haircutting System | Self Haircut Trimmer to Cut Your own Hair at Home | Flowbee Hair Cutting Machine | Mini Vac Sold Separately

Flowbee Review & Hack: How to Cut a Long Layered Haircut (2019)
In this video, Flowbee Review & Hack: How to Cut a Long Layered Haircut, I hacked the Flowbee hair clippers to cut haircuts for girls with long hair. Flowbee, a vacuum haircutting system intended for short hairstyles, is a fool proof method I have been using for over 8 years. I will show you how to trim your own hair with no haircutting experience into a flawless long layer cut hairstyle using the flowbee hair trimmer.

Click here to read George Clooney Is Starting to Feel His Age (Clooney revealed that he sews his children's clothes and his wife Amal's clothes)
On the cusp of 60, the 'Midnight Sky' star and father of 3-year-old twins is still charming audiences

In today’s world, accessibility, ease of use, and saving money are more important than ever—especially for individuals with disabilities who might be facing financial challenges. One such solution that has gained popularity over the years is the Flowbee Haircutting System. This unique tool offers an easy, safe, and efficient way to cut hair at home, providing both convenience and significant cost savings. The Flowbee is particularly helpful for people with disabilities who may find traditional salon visits difficult or expensive. In a time when healthcare costs and social services can be uncertain, especially with changing policies like those introduced during Donald Trump’s presidency, the Flowbee offers a practical alternative.

What is the Flowbee?

The Flowbee is a vacuum-powered hair cutting system that was invented in 1986 by Rick Hunts. It's designed to be easy to use, even for those with little to no experience in cutting hair. The system uses a vacuum to pull the hair into a set of adjustable blades, which trim the hair to the desired length. The vacuum function also helps keep hair from falling on the floor, making cleanup a breeze.

A Great Solution for People with Disabilities

For individuals with disabilities, especially those who have limited mobility, visiting a hair salon can be a challenging task. The process of scheduling appointments, traveling to and from the salon, and spending time in the chair can be physically demanding. The Flowbee eliminates the need for frequent salon visits and allows individuals to cut their hair comfortably at home.

The design of the Flowbee makes it accessible for people with a variety of disabilities. For instance, individuals with limited mobility or those who may have difficulty holding traditional scissors can use the Flowbee with ease. The vacuum component helps hold the hair in place, so there's less need for precise handling or intricate movements. This can make it a fantastic option for people with conditions such as arthritis or limited hand dexterity, where using scissors or clippers might be painful or awkward.

The Flowbee also offers a level of independence that’s empowering for those who may depend on others for assistance in many areas of life. Being able to cut your hair without needing to schedule an appointment or rely on someone else for help is an enormous benefit.

A Way to Save Money

The Flowbee provides substantial savings for people who might otherwise struggle to afford regular salon visits. For individuals on a fixed income, such as those receiving Social Security or disability benefits, the cost of maintaining a haircut routine at a salon can add up quickly. Some people may even lose access to government assistance programs, like Medicare, under certain political administrations, making it even harder to cover everyday expenses like personal care.

By investing in a Flowbee, individuals can avoid the high costs of professional haircuts. The system pays for itself quickly, as it can be used for years with minimal maintenance. Plus, because it's easy to use, it eliminates the need for costly stylist appointments every few weeks. For those who may lose their Social Security benefits or other social services, the Flowbee is a financially viable option to continue self-care without sacrificing quality or convenience.

Conclusion

The Flowbee Haircutting System offers an incredible solution for individuals with disabilities and anyone looking to save money while maintaining their appearance. Its ease of use, accessibility, and long-term cost savings make it an ideal choice for many, particularly in uncertain financial times when the future of social services is unpredictable. Whether you're looking to regain independence in personal grooming or reduce your spending, the Flowbee can be an indispensable tool for people who want to keep their hair looking great without breaking the bank.

Video from Pubity at https://www.tiktok.com/@pubity

EVERY senior community needs an inoperable car with working radio in their parking lot. That way the senior can sit in it rocking out for the memories. For some that might be the only joy they have in life, especially if their families have taken them to senior communities or nursing homes and rarely, if ever, visit.

We think ALL HUD housing needs Solar. Just think of all the money they'd save the government!

Susan Auslander, age 89, Spearheaded a Solar-Energy Drive in Connecticut and it worked!

An octogenarian Hunter College alumna has spearheaded a successful drive to install solar panels throughout her Connecticut retirement community — and she’s just getting started.

(This was not for low income housing, but it could be.)

CLICK HERE TO READ WHAT SHE DID

Her Retirement Home Said ‘No’ to Solar Panels. She Got It to Buy 1,344.
In what seemed like a futile fight with her retirement community’s management, Susan Auslander, just shy of 90, found an opening.
CLICK HERE TO READ MORE ABOUT WHAT Susan Auslander did

Things my mom did when she lived in MN before she came back home to Colorado (Click news article name to read more.)

Got a bus stop at the library
and
Marshall woman petitions to have bus stop at library

Helped turn ALL HUD housing into non-smoking
Another game-changer in the works to eliminate smoking
and
HUD SECRETARY CASTRO ANNOUNCES PUBLIC HOUSING TO BE SMOKE-FREE
New rule protects health and safety of residents, saves PHAs millions of dollars in preventable damage

Nov 30, 2016
According to the Centers for Disease Control and Prevention (CDC), HUD's national smoke-free policy will save public housing agencies $153 million every year in repairs and preventable fires, including $94 million in secondhand smoke-related health care, $43 million in renovation of smoking-permitted units, and $16
https://archives.hud.gov/news/2016/pr16-184.cfm#:~:text=According%20to%20the%20Centers%20for,smoking%2Dpermitted%20units%2C%20and%20%2416

(Just think of how much it would save our government to add solar to HUD/low income housing!)

How To Use The Internet To Pay For Your Dental Bills

This is how mom got the funds to finance some of her dental work 8 years ago

(THE LINKS THEY TALK ABOUT FOR MOM ARE NO LONGER VALID - THIS WAS FILMED 8 YEARS AGO)

This is mom's interview on a National podcast. She was also interviewed by NBC National News about the harassment and stalking she's endured in 1994. It's off-and-on to this day, December 13, 2023.

Read More

The Dangers of Presidential Candidates Who Attack Based on Ethnic Background and Heritage

Trump uses garbage truck to needle Biden, Harris
Former President Donald Trump climbed inside a garbage truck in Wisconsin Wednesday as he continued to bash President Biden for his "garbage" comment. Trump told reporters, "You can't lead America if you don't love Americans." CBS News campaign reporter Jake Rosen has more.

‘Trump is showing us what a serial abuser does’: Sen. Warren on Trump’s comments about women
Elisabeth Warren, Democrat Senator from Massachusetts joins Nicolle Wallace on Deadline White House to discuss Donald Trump’s latest obscene comments about women and how they could impact undecided women 5 days out from the Election.

Lawrence: Using the language of Hitler, Trump calls Americans 'garbage' all the time
Last month, Donald Trump called Vice President Harris’ supporters “garbage.” As MSNBC’s Lawrence O’Donnell points out, the news media ignored it. Lawrence compares the way the news media treats Donald Trump’s use of the word “garbage” after trying to turn President Biden’s use of the word “garbage” into a controversial news story.

The gaslighting never ends: Joe slams Trump's hypocrisy
In recent rallies, Donald Trump has made inflammatory remarks about former President Obama, VP Harris, journalist David Muir, Gen. Mark Milley, journalists at his rallies and more. The Morning Joe panel slams the hypocrisy over Trump's remarks and the reaction to recent remarks from President Biden about Trump supporters.

'They knew that women were going to die': Stories of abortion bans hurting women spark backlash
The story of a Texas woman who died because doctors were too afraid of crossing an abortion ban to give her treatment related to a miscarriage is the latest in a series of heartbreaking examples of how ill-considered abortion bans by activist politicians ignorant of the complications of reproductive biology. Each new story inspires a new level of anger and outrage from American women seeing their rights being stripped away at the cost of their health security. Alexis McGill Johnson, president and CEO of the Planned Parenthood Action Fund, and Jessica Valenti, author of "Abortion: Our bodies, their lies," discuss with Joy Reid and Alex Wagner.

‘They picked on the wrong people': Rosie Perez reacts to Puerto Rico comments at Trump rally
Actress Rosie Perez and Victor Martinez, Owner of Spanish Language radio station La Mega join Nicolle Wallace on Deadline White House with continued reaction to the comments from the Trump campaigns rally at Madison Square Garden and how it has ignited new energy from Latinos and Puerto Ricans in their opposition to Donald Trump.

Mika: Trump says he would protect women but his history suggests otherwise
Former President Trump in his Wednesday rally admitted his advisers told him not to say he would be the protector of women as president, yet he also doubled down on his remarks saying he would protect women whether they like it or not.

Trump’s ‘crassness, machismo’ in latest comments may give women ‘visceral’ reactions: Reporter
Former President Trump is receiving backlash for comments he made proclaiming he will “protect” women “whether they like it or not”. Washington Post reporter Ashley Parker and Politico reporter Eli Stokols discuss the impact of these comments on Trump’s election chances and the gender gap between candidates.

Whispering women strategize Trump's downfall with vital rights at stake
With women's reproductive freedom on the line in the 2024 election, women are networking with friends and family to spread the word about what's at stake. Jotaka Eaddy, founder of #WinWithBlackwomen, and Shannon Watts, founder of Moms Demand Action, discuss with Joy Reid and Alex Wagner.

Click here to read Trump says "whether the women like it or not, I'm going to protect them" at Wisconsin rally

Makes me think of other things he's said about forcing himself on others

Click here to read Trump Accused of Sexual Misconduct for the 28th Time

Click here to read These Are the Women Who Have Accused President Trump of Sexual Misconduct

Click here to read Myths or facts
Myths about rape, sexual assault, sexual abuse and other types of sexual violence cause serious harm. Here, we take a look at some of the most common myths – and separate fact from fiction.

Click here to read Sexual Assault Perpetrators' Justifications for Their Actions

In every democratic election, we expect our leaders to engage in robust debates about policy, governance, and the future of our nation. Healthy discourse helps us weigh ideas and choose who we think will best serve our country. But when presidential candidates resort to attacking others based on their ethnic background, heritage, or personal identity, the fabric of our democracy—and the values we hold dear—can become seriously threatened.

Undermining the Core Principles of Equality and Respect

At the heart of any democracy is the commitment to equality and respect for all people, regardless of race, ethnicity, or background. These principles are not just moral guidelines but the foundation of a society that values diversity and individual dignity. When a presidential candidate targets opponents or critics for their heritage, they erode these very principles. They send the message that some people, by the mere fact of their background, are less deserving of respect or are somehow less American.

Such attacks have a ripple effect. They fuel prejudice and embolden individuals who hold discriminatory beliefs to express those views openly. This creates a more hostile environment for marginalized communities, affecting their sense of safety and belonging. When our leaders, or those aspiring to be leaders, validate these biases, they set a tone that is divisive and toxic.

Distracting from Real Issues

Another critical danger of resorting to personal attacks is that it distracts from the real issues facing our country. Presidential elections should be an opportunity to discuss plans for improving healthcare, education, the economy, climate change, and national security. When candidates shift the focus to personal and identity-based attacks, meaningful conversations get sidelined. Voters are left with less clarity about where candidates stand on the issues that matter most.

Instead of fostering an informed electorate, candidates who engage in identity-based attacks often fuel a cycle of reaction and outrage. The result is a shallower political discourse where headlines are dominated by sensational remarks rather than thoughtful policy debates. This ultimately does a disservice to voters, who deserve to hear clear, well-reasoned plans for the future.

Weakening National Unity

Leaders should strive to unify the nation, even when differences of opinion are vast. Presidential candidates have the platform and influence to shape how we see each other and how we interact as a society. When a candidate attacks people based on their ethnic background or heritage, it divides us along lines that run deep in our history.

Rhetoric that plays on fears or biases can lead to increased tensions and misunderstandings among various groups. It weakens our sense of common purpose and belonging. In a country as diverse as ours, fostering unity is not just idealistic; it is essential for social cohesion and national strength. When leaders choose division, they leave behind a trail of distrust and animosity that can take years to mend.

Long-Term Consequences on Civic Engagement

Finally, such attacks can have lasting consequences on civic engagement, especially for younger generations and minority communities. When people feel that their identity or background makes them a target, they may become disillusioned with the political system. They may believe their voices are unwelcome or that participating in democracy won’t make a difference.

This disillusionment is dangerous. Our democracy thrives when all citizens feel empowered to engage, vote, and contribute. But when leaders promote an exclusionary vision of the nation, participation can decline, further weakening the democratic process.

A Call for Decency and Inclusivity

It is crucial for us, as voters, to demand better from our leaders. We should support candidates who engage in debates respectfully and prioritize uniting the nation rather than dividing it. Our diversity is our strength, and any rhetoric that undermines this truth should be swiftly challenged.

In choosing our leaders, let’s remember the kind of country we want to be—a nation that respects and embraces every individual, regardless of their heritage. Our democracy depends on it.

Click here to read Lawmaker wounded at Jonestown massacre compares Trump to cult leader

Click here to read Congresswoman Jackie Speier, Jonestown Survivor: Trump Has “All the Trappings” of Being the Next Jim Jones
Featured in the new doc, 'Cult Massacre: One Day in Jonestown,' the Democratic politician warns: "I was in the House gallery when January 6 took place. I thought, 'Oh my God, I survived the jungles of Guyana, and I'm going to die in this tabernacle of democracy.'"

Click here to order Steven Hassan's book, "The Cult of Trump: A Leading Cult Expert Explains How the President Uses Mind Control"

Matthew 7:15
True and False Prophets
“Watch out for false prophets. They come to you in sheep’s clothing, but inwardly they are ferocious wolves."

Click here to order your Trump Products on CafePress

Click here to order your Trump Products on Zazzle

Click here to order your The Reckoning: Our Nation's Trauma and Finding a Way to Heal

Click here for order your Too Much and Never Enough: How My Family Created the World's Most Dangerous Man

Click here to order your Who Could Ever Love You: A Family Memoir

Click here to order your The Trump Indictments: The Historic Charging Documents with Commentary

Click here to read Understanding the Dynamics: Trump Supporters and Cult-like Behavior

Click here to read Lawmaker wounded at Jonestown massacre compares Trump to cult leader

Click here to read Congresswoman Jackie Speier, Jonestown Survivor: Trump Has “All the Trappings” of Being the Next Jim Jones
Featured in the new doc, 'Cult Massacre: One Day in Jonestown,' the Democratic politician warns: "I was in the House gallery when January 6 took place. I thought, 'Oh my God, I survived the jungles of Guyana, and I'm going to die in this tabernacle of democracy.'"

Click here to order Steven Hassan's book, "The Cult of Trump: A Leading Cult Expert Explains How the President Uses Mind Control"

Matthew 7:15
True and False Prophets
“Watch out for false prophets. They come to you in sheep’s clothing, but inwardly they are ferocious wolves."

Click here to order your Trump Products on CafePress

Click here to order your Trump Products on Zazzle

Click here to order your The Reckoning: Our Nation's Trauma and Finding a Way to Heal

Click here for order your Too Much and Never Enough: How My Family Created the World's Most Dangerous Man

Click here to order your Who Could Ever Love You: A Family Memoir

Click here to order your The Trump Indictments: The Historic Charging Documents with Commentary

Click here to read Understanding the Dynamics: Trump Supporters and Cult-like Behavior

Read More

Preparing for Potential Cutbacks on Medicaid, Medicare, Social Security, SSDI, and SSI: A Guide for Low-Income Individuals

The federal budget: Where the money comes from and where it goes

Click here to read Clues into Trump’s next moves as president on Medicare, Social Security, the Affordable Care Act and more

Click here to read Here's how much your Social Security benefits could be cut without a fix

Click here to read How health care could change under the new Trump administration

Click here to read Medicaid could be targeted for spending cuts under Trump

Click here to read How Trump Could Affect Social Security And Medicare—Group Warns Funds Could Run Out In 6 Years Under His Plans

Click here to read Project 2025 would cut benefits for disabled veterans
In addition to cutting off access to reproductive health care, the right-wing playbook for a new Republican presidency could result in cuts to millions of veterans’ disability benefits.

Click here to read Trump wins: Tax cuts come with a cost
Donald Trump’s victory will ensure a lower tax environment that should boost sentiment and spending in the near term. However, promised tariffs, immigration controls and higher borrowing costs will increasingly become headwinds through his presidential term

Click here to read Trump’s victory promises to shake up U.S. energy and climate policy, analysts and activists say

Click here to read What Would the Trump Campaign Plans Mean for Social Security?

With the recent election of a president proposing sweeping cutbacks to critical social programs like Medicaid, Medicare, Social Security, SSDI, and SSI, millions of low-income individuals, including the elderly, disabled, and veterans, may face an uncertain financial future. For many, these benefits represent a lifeline, helping cover healthcare costs, daily living expenses, and essentials like food and housing. Potential reductions in these programs could have far-reaching consequences, making it essential to start preparing for what may lie ahead.

In this guide, we’ll explore practical steps for planning a budget and safeguarding financial stability as much as possible. We’ll also discuss the impacts these cuts could have on individuals’ lives and ways to adapt to potential changes.

Understanding the Potential Impacts

1. Healthcare Accessibility
Medicare and Medicaid are primary sources of healthcare for seniors, low-income families, and individuals with disabilities. Reductions in these programs could mean higher out-of-pocket costs for doctor visits, medications, surgeries, and essential medical equipment. For some, it might also mean losing access to certain healthcare services altogether, especially if providers stop accepting these programs due to lower reimbursement rates.

2. Financial Stability and Daily Living
Social Security, SSDI, and SSI provide monthly income that allows millions of recipients to afford food, housing, and other necessities. If these benefits are reduced or restructured, individuals might face challenges paying bills, staying in their homes, and affording groceries. Budgeting carefully and planning for emergencies will become even more critical.

3. Increased Dependence on Family or Community Resources
With reduced government assistance, there may be a greater need for support from family, friends, and community organizations. However, these sources of aid are often stretched thin, so finding alternative forms of assistance may be challenging.

Steps to Prepare Financially for Potential Cuts

1. Analyze Your Current Income and Expenses
Creating a detailed budget is the first step toward financial preparedness. Start by documenting all sources of income, including Social Security, SSDI, SSI, pension payments, and any other funds. Next, track your monthly expenses, categorizing them into essentials (like housing, utilities, and food) and non-essentials. This will help you identify where cuts could be made if necessary.

Consider Using Budgeting Apps: Apps like Mint or You Need a Budget (YNAB) can make it easier to keep track of spending and set spending limits in specific categories.
- Adjust for Future Reductions: If your benefits are cut, estimate how much you could lose monthly, and adjust your budget to accommodate this lower income.

2. Prioritize Essential Expenses
When planning your budget, prioritize essential expenses such as housing, food, utilities, healthcare, and transportation. While cutting non-essentials might be challenging, focusing on what’s absolutely necessary will help ensure that the essentials are covered.

- Reduce Utility Costs: Look for ways to lower utility bills, such as reducing heating/cooling use and switching to energy-efficient appliances. Some local organizations and utilities offer assistance or rebates for low-income individuals.
- Seek Lower-Cost Food Options: If you don’t already use them, look into food assistance programs like SNAP, local food pantries, and Meals on Wheels for seniors, which can help supplement your food budget.

3. Strengthen Your Emergency Fund
Building an emergency fund provides a financial cushion to handle unexpected expenses or loss of income. Even if your budget is already tight, try to set aside a small amount each month. This fund will be a valuable resource if your benefits are reduced.

- Start Small: Setting aside even $10-$20 a month can build up over time, and it’s better to start small than not at all.
- Automate Savings: If possible, set up automatic transfers to a separate savings account to make saving easier and more consistent.

4. Look into Supplemental Income Sources
Finding additional income may be necessary to offset benefit cuts. While working a traditional job isn’t always feasible for those on disability or with limited mobility, there are alternative ways to earn.

- Freelance Work and Gig Economy: Consider online freelance work, such as writing, transcription, tutoring, or virtual assistance. Websites like Upwork and Fiverr offer flexible options.
- Selling Unneeded Items: Selling items you no longer need can bring in extra income and help declutter your home.
- Exploring Passive Income: For those who can invest a small amount upfront, passive income streams such as a small investment or creating digital products (e.g., e-books or artwork) might generate ongoing revenue.

5. Tap into Community Resources
With anticipated cuts, community resources like nonprofits, food banks, and local government programs may become even more valuable.

- Connect with Support Organizations: Reach out to nonprofits like AARP, Veterans of Foreign Wars (VFW), or community centers. These organizations often offer various support services, including financial counseling, food assistance, and help with healthcare.
- Community Health Clinics: For those worried about healthcare costs, local health clinics may offer free or reduced-cost care.

6. Adjust Healthcare and Insurance Plans
Changes to Medicare and Medicaid could make it essential to evaluate your current healthcare options.

- Medicare Advantage Plans: For Medicare recipients, comparing Medicare Advantage plans can help find options with lower out-of-pocket costs or more coverage.
- Prescription Assistance Programs: Many pharmaceutical companies and organizations offer programs that provide discounts or free medications to those with limited incomes. Check if your medications are covered by any of these programs to help reduce costs.

7. Keep Up with Legislative Changes
Staying informed about proposed policy changes and potential cutbacks will help you understand what’s happening and adjust your plans accordingly. Some organizations and news outlets offer email newsletters focused on Social Security and Medicare updates.

- Contact Your Representatives: Engaging with elected officials and advocating for these programs can also make a difference. Legislators often take note of the concerns voiced by their constituents, especially when it comes to widespread public policies.

8. Consider Low-Cost Housing Options
Housing is often the largest expense for low-income individuals. If cuts make it difficult to cover rent or mortgage payments, it may be worth considering alternative housing options.

- Senior Housing: Many communities offer affordable housing options specifically for seniors. Contact local housing authorities to learn about waitlists and eligibility.
- House-Sharing: Sharing housing costs by living with family or friends can reduce financial stress and offer mutual support.

The Emotional Impact and How to Manage It

Financial insecurity brings more than just logistical challenges; it also affects mental health. Anxiety, stress, and fear about the future are common reactions. It’s essential to seek support networks, whether through friends, family, support groups, or counseling services.

- Mental Health Resources: Many communities offer free or low-cost mental health services, including counseling and support groups.
- Practice Stress-Relief Techniques: Techniques such as mindfulness, breathing exercises, and engaging in hobbies can help alleviate stress and improve resilience.

Conclusion

Potential cutbacks to programs like Medicaid, Medicare, Social Security, SSDI, and SSI would bring significant challenges for low-income individuals, especially the elderly, disabled, and veterans. While no one can fully prepare for all the effects of these cuts, taking steps to create a solid budget, explore supplemental income options, and tap into community resources can help minimize the impact.

Although these times may feel uncertain, remember that you’re not alone. Building a support network and maintaining a proactive approach will help you navigate the road ahead, regardless of the challenges these cutbacks may bring.

Maddow: Trump win 'gives us a really big to-do list' to defend democracy
Rachel Maddow speaks to Americans who do not want to surrender democracy to Donald Trump's authoritarian management and points out that since it did not work to defend democracy with the election, it is time to turn to a new set of tools and tasks to preserve the system of government used in the United State of America since its inception.

Maddow points out frightening truth about Trump's lack of concern about votes
Rachel Maddow rounds up instances in which Donald Trump not only assures his supporters that if he is elected they won't have to vote in the future, but also that even for this 2024 election he does not need votes. Maddow posits that the reason Trump doesn't care about votes is that he intends to win by manipulating the administration of the voting tabulation.

Maddow: Trump win 'gives us a really big to-do list' to defend democracy
Rachel Maddow speaks to Americans who do not want to surrender democracy to Donald Trump's authoritarian management and points out that since it did not work to defend democracy with the election, it is time to turn to a new set of tools and tasks to preserve the system of government used in the United State of America since its inception.

Maddow points out frightening truth about Trump's lack of concern about votes
Rachel Maddow rounds up instances in which Donald Trump not only assures his supporters that if he is elected they won't have to vote in the future, but also that even for this 2024 election he does not need votes. Maddow posits that the reason Trump doesn't care about votes is that he intends to win by manipulating the administration of the voting tabulation.

Click here to read Lawmaker wounded at Jonestown massacre compares Trump to cult leader

Click here to read Congresswoman Jackie Speier, Jonestown Survivor: Trump Has “All the Trappings” of Being the Next Jim Jones
Featured in the new doc, 'Cult Massacre: One Day in Jonestown,' the Democratic politician warns: "I was in the House gallery when January 6 took place. I thought, 'Oh my God, I survived the jungles of Guyana, and I'm going to die in this tabernacle of democracy.'"

Click here to order Steven Hassan's book, "The Cult of Trump: A Leading Cult Expert Explains How the President Uses Mind Control"

Matthew 7:15
True and False Prophets
“Watch out for false prophets. They come to you in sheep’s clothing, but inwardly they are ferocious wolves."

Click here to order your Trump Products on CafePress

Click here to order your Trump Products on Zazzle

Click here to order your The Reckoning: Our Nation's Trauma and Finding a Way to Heal

Click here for order your Too Much and Never Enough: How My Family Created the World's Most Dangerous Man

Click here to order your Who Could Ever Love You: A Family Memoir

Click here to order your The Trump Indictments: The Historic Charging Documents with Commentary

Click here to read Understanding the Dynamics: Trump Supporters and Cult-like Behavior

Read More